Background about the Payment Study

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The 2019 Networks Processors and Issuers Payments Study (NPIPS) is a Triennial Study which the Federal Reserve has authorized since 2001.  The research utilizes a census methodology to count the number and volume of electronic payments initiated and completed in the United States for the year 2018.   Blueflame Consulting and Research  has been engaged to administer a series of specialized data forms on a confidential basis to organizations such as card networks that are in a position to "see" a transaction once and only once as it flows through a variety of payment system participants.   All data is keep confidential and is only used in aggregate for the purpose to measuring trends and changes in payment methods at a national level.   

Over the years, this payments study has tracked the migration of payments from paper to electronic and provides aggregate important information for the Federal Reserve Board policy, operations, industry participants to support planning activities.  Previous iterations of the Federal Reserve Payments Studies are available to the public via the Federal Reserve Bank Services website at frbservices.org. The following URLs are provided below:

 Federal Reserve Payment Studies:        https://www.federalreserve.gov/paymentsystems/fr-payments-study.htm

The Federal Reserve Payments Study: 2018 Annual Supplement

Changes in U.S. Payments Fraud from 2012 to 2016: Evidence from the Federal Reserve Payments Study

Full Report (includes figures and data tables)
Data Tables (Excel)
Accessible Version of Data Tables (PDF)

The Federal Reserve Payments Study: 2017 Annual Supplement

Full Report (includes figures and data tables) (HTML | PDF)
Data Tables (Excel)
Accessible Version of Data Tables (PDF)

The 2016 Federal Reserve Payments Study: Detailed Data Release

Recent Developments in Consumer and Business Payment Choices (HTML | PDF)

Data TableData Tables (Excel)

Data Tables (Excel)

Accessible version of Data Tables (PDF)

2013 Federal Reserve Payments Study- Detailed Report and Updated Data Release

https://www.frbservices.org/files/communications/pdf/general/2013_fed_res_paymt_study_detailed_rpt.pdf

• 2013 Federal Reserve Payments Study Survey Instruments

https://www.frbservices.org/files/communications/pdf/general/2013_fed_res_paymt_study__surv_inst.pdf

• 2013 Federal Reserve Payments Study- Combined Exhibits

https://www.frbservices.org/files/communications/pdf/general/121614_2013_fed_res_paymt_study_combined_exhibits.pdf

2010 Federal Reserve Payments Study

http://www.frbservices.org/files/communications/pdf/research/2010_payments_study.pdf

2007 Federal Reserve Payments Study

• 2007 Depository Institutions Payments Study

http://www.frbservices.org/files/communications/pdf/research/2007_depository_institutions_payments_study.pdf

• 2007 Electronic Payments Study

http://www.frbservices.org/files/communications/pdf/research/2007_electronic_payments_study.pdf

• 2007 Check Sample Study

http://www.frbservices.org/files/communications/pdf/research/2007_check_sample_study.pdf

2004 Federal Reserve Payments Studyervices.org/files/communications/pdf/research/2004DIPaymentStudy.pdf

• 2004 Electronic Payments Study

http://www.frbservices.org/files/communications/pdf/research/2004EPStudy.pdf

• Check Sample Study was not conducted in 2004

2001 Retail Payments Research Report

http://www.frbservices.org/files/communications/pdf/research/RetailPaymentsResearchProject.pdf